By providing your contact information on
this website, you are expressly granting permission to be contacted regarding FREE legal loan
modification assistance services even though you may have previously chosen to have your telephone
number added to any Do-Not-Call List including lists maintained by any local, state, or federal
This is not a government site or program. There is information on this site to help you find
out more about the government programs that exist.
If you are trying to find a 3rd party,
meaning a person not associated with your bank to explain these programs to you, then our web page
will offer your details to third party firms that will explain everything in detail. They really
should have all of the fastest info and guidelines on the HAMP program and HUD programs. Again,
it’s critical to note that your bank such as Citi Bank, Bank of America, JP Morgan Chase, CHASE BANK,
Wells Fargo, Indy Mac Bank or OneWest Bank, US Bank, Fannie Mae, Freddie Mac, Litton Loan Servicing,
Ocwen Loan Services, Aurora Loan Servicing, Wachovia, EMC, LBPS, GMAC Mortgage and ALLY and or for
that matter any of the hundreds of lender or servicer will not charge you for a loan modification.
Our objective is to refer your information and facts to for profit firms that specialize in assisting
homeowners with a loan modification.
If foreclosure is a possibility for you then it really is imperative you take action as soon as
achievable. No matter which course you determine to take, HUD, HAMP, 3rd party for profit or Non
Profit, own your own, attorney, etc... The very first factor it is best to do would be to call your
Bank or mortgage lender and let them know you want to resolve the issues.
It really is really
significant to face these complications head on and to open a line of communication together with
your bank facing foreclosure could be overwhelming and scary, but by taking the best actions you may
be able to maintain your household and save your credit. A loan modification is really a process
where the original terms of a mortgage is modified, giving the homeowner new payment terms that
they can handle. It'll ordinarily involve a lower interest rate, extension of the term, adding
missed payments to the end of the loan, reduction in principle, or a mixture of these.
A number of the lenders that participate inside the HAMP program or other modification programs are:
Citi Bank, Bank of America, JP Morgan Chase, CHASE BANK, Wells Fargo, Indy Mac Bank or OneWest Bank,
US Bank, Fannie Mae, Freddie Mac, Litton Loan Servicing, Ocwen Loan Services, Aurora Loan Servicing,
HSBC Wachovia, EMC, LBPS, GMAC Mortgage and ALLY and a lot of other major and minor lenders and
servicer's are helping homeowners with a Loan Modification.
There have been many programs to help
with this, there are programs such as the HAMP program and most all major banks participate in this
program. Bank of America, Wells Fargo, Wachovia, Citi Mortgage and many of the small services such as
Litton Loan, EMC, HSBC and many others are assisting homeowners. If you are experiencing a hardship
that should warrant a lender such as Wachovia, Wells Fargo, Chase, Chase Home Loans, JP Morgan Chase,
Bank of America, Country Wide, Litton Loan servicing, EMC, Ocwen Loan Servicing, Onewest Bank,
Indy Mac, GMAC Mortgage and Citi Bank to extend a loan Modification to you using this site will not
guarantee their cooperation.
We also recommend before you give up and walk away from your home you
talk to a professional about a Short Sale and a Deed in Lieu as well as call any nonprofit
organization including but not limited to HUD Counselor, NACA, Neighborhood Assistance Corporation
of America or Hope Now. Although we are not associated with them we recommend seeking advice from
them when your lender fails to offer you assistance.
Consumer Protection Assistance
Non Profit Mortgage Banking & Loss